If you are like many people, you’ve probably had to pay for roadside assistance at some point in time. Perhaps you got into a wreck when you were driving and your vehicle became disabled. Or maybe you were in an accident than other drivers were involved in and you were not the one causing all the damage. You need something to help you get through those times when you need a little extra help getting around without being stranded on the side of the highway.
The main thing that Roadside Assistance can do is towing. Many people who get stranded on the side of the highway don’t have their cars towed because they are too afraid to take them to the nearest gas station or towing company. What can roadside assistance do for you if you’re stranded on the side of the highway? Well, besides giving you a ride home if your car battery dies, it can also get you a ride to a safe place such as an apartment, motel or towing company.
What does Roadside Assistance cover if your vehicle breaks down or you have a flat tire? In most situations, it covers getting you a ride to a place of your choice if you have a dead battery, a dead engine or if you are stranded due to a mechanical breakdown. What about getting you a tow truck if you are stranded on the side of the highway with a dead battery, a dead engine and no way to get on your way to a service facility? The tow truck can come and pull you to a service facility or it can take you home, depending on how well the batteries are charging, how far the nearest service facility is and how big your flat tire is. What can roadside assistance do for you if you have a flat tire?
Well, let’s say that you had to take your vehicle to the nearest garage because you broke down. If you have a comprehensive car insurance policy, you will receive a check from your auto insurance company for the cost of the tow. If you don’t have a good rate or if you didn’t have comprehensive coverage, the cost of the tow might not be covered by your auto insurance policy. So, Roadside Assistance can help you if you have the means to pay for the tow.
The good news is that in some cases, Roadside Assistance can even prevent you from having to pay for the tow. There are times when you can lose the use of your vehicle because of a flat tire or a dead battery. In such cases, the tow truck can come and fix the problems for you, free of charge. If you can’t fix the flat tire yourself or if you can’t fix the dead battery, then the tow truck can come to your rescue and you can go on your way.
But what can roadside assistance do for you if you have no way to get your vehicle to a service facility? In most cases, you can obtain a courtesy tow. Most tow trucks are equipped with the equipment to tow a car safely, if necessary. Some tow companies provide their customers with a courtesy tow whenever there is a problem with the electrical system of a vehicle or the battery is dead. If you have non-standard mechanical repairs, then you can expect the tow company to call you first before they tow your vehicle.
The point is, Roadside Assistance is not just for the financially poor. It can be a lifesaver in emergencies. If you are a good driver with a clean record, you can get additional coverage. However, it is important to remember that most roadside assistance policies do not cover flood damage, vandalism, theft, or the repossession of a car. For more information about coverage limits, check out car insurance articles online.